Financing

Pet Financing options available

We have the best pet financing options for you and your family to purchase your next puppy and/or supplies at the store. We go the extra mile to offer you a few different financing options with easy financing plans to ensure a smooth buying process. These options are available to all. No credit, little credit, great credit, we have options for all! Some of our plans require zero or little money down.

Click on one of our four options below to get instant approval! Contact us to get a quote for the estimated monthly payment and other terms of the financing after completing the application.

LendingUSA (Prime Financing)

Before applying, please make sure you:

  • ✔Have a minimum FICO credit score of 620
  • ✔Have a valid Government issued I.D.

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American First Finance (Subprime Financing)

Before applying, please make sure you:

  • ✔Have a Social Security Number or Tax Identification Number
  • ✔Have a minimum monthly income of $800
  • ✔Have a valid debit card linked to the bank account on their application
  • ✔Have an open and active bank or debit card account for at least 60 days
  • ✔Have no more than 4 NSF’s in last 30 days

My Pet Funding & Hello Funding via Credova (Prime and Subprime Financing) 

Before applying, please make sure you:

  • ✔Have a valid checking or savings account in your name.
  • ✔Have a valid Government issued I.D.
  • ✔Earn at least $1,000/month.
  • ✔No finance charges if paid off within 90 days (Hello Funding only)
  • ✔Have an active email address in your name.

 

Easypay Finance (Subprime Financing)

Before applying, please make sure you:

  • ✔Have a valid checking or savings account in your name and in good standing (at least 3 months of banking history).
  • ✔Have a valid Government issued I.D.
  • ✔Earn at least $1,000/month.
  • ✔Have a valid U.S. bank credit/debit card